:root{--navy:#12263a;--blue:#1e5678;--gold:#d8a94e;--cream:#f7f4ed;--ink:#172331;--muted:#5d6874;--line:#e3e7eb;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
a{color:inherit} .wrap{width:min(1120px,92%);margin:auto}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 0}.brand{font-weight:850;letter-spacing:.02em;color:var(--navy);text-decoration:none}.navlinks{display:flex;gap:16px;flex-wrap:wrap;font-size:.9rem}.navlinks a{text-decoration:none;color:var(--muted)}.navlinks a:hover{color:var(--blue)}
.hero{background:linear-gradient(135deg,#edf3f5,#f8f4eb 70%,#fff);padding:72px 0 60px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:38px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.75rem;font-weight:800;color:var(--blue)}h1{font-size:clamp(2.2rem,5vw,4.3rem);line-height:1.04;letter-spacing:-.04em;margin:.7rem 0 1rem;color:var(--navy)}h2{font-size:clamp(1.6rem,3vw,2.4rem);line-height:1.15;letter-spacing:-.025em;color:var(--navy)}h3{color:var(--navy);line-height:1.2}p{color:var(--muted)}.lead{font-size:1.12rem;max-width:650px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.btn{display:inline-flex;justify-content:center;align-items:center;gap:8px;padding:13px 18px;border-radius:9px;text-decoration:none;font-weight:750;border:1px solid var(--blue);background:var(--blue);color:#fff;cursor:pointer}.btn.secondary{background:#fff;color:var(--blue)}.btn.gold{background:var(--gold);border-color:var(--gold);color:#172331}
.visual-slot{min-height:300px;border-radius:18px;overflow:hidden;background:#e9eef0;box-shadow:0 12px 32px rgba(14,23,34,.12)}.visual-slot img{display:block;width:100%;height:100%;min-height:300px;max-height:480px;object-fit:cover}.brand{display:flex;align-items:center;gap:10px}.brand img{width:44px;height:44px;object-fit:contain;border-radius:6px}.card-image{width:100%;height:190px;object-fit:cover;border-radius:12px;margin-bottom:14px}.logo-footer{width:42px;height:42px;object-fit:contain;vertical-align:middle;margin-right:8px}
section{padding:64px 0}.section-head{max-width:740px;margin-bottom:28px}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.card{border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff;display:flex;flex-direction:column;align-items:flex-start;box-shadow:0 8px 28px rgba(18,38,58,.04)}.card .tag{font-size:.74rem;color:var(--blue);font-weight:800;text-transform:uppercase;letter-spacing:.08em}.card h3{margin:.6rem 0}.card p{font-size:.94rem}.card .btn{margin-top:auto}.two{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:center}.soft{background:var(--cream)}.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.fact{padding:18px;border-radius:12px;background:#fff;border:1px solid var(--line)}.fact strong{display:block;color:var(--navy);font-size:1.1rem}.notice{border-left:4px solid var(--gold);background:#fff9e9;padding:16px 18px;border-radius:0 10px 10px 0;color:#4d4b40;font-size:.92rem}
ul.clean{padding-left:1.2rem;color:var(--muted)}li{margin:.45rem 0}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:12px}table{width:100%;border-collapse:collapse;min-width:620px}th,td{text-align:left;padding:14px;border-bottom:1px solid var(--line)}th{background:#f2f5f7;color:var(--navy)}tr:last-child td{border-bottom:0}
.faq details{padding:16px 0;border-bottom:1px solid var(--line)}.faq summary{font-weight:750;color:var(--navy);cursor:pointer}.faq p{margin-bottom:0}
form{display:grid;gap:14px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px}label{display:grid;gap:6px;font-size:.9rem;font-weight:700;color:var(--navy)}input,select,textarea{width:100%;padding:12px;border:1px solid #cbd3d9;border-radius:8px;font:inherit;background:#fff}input:focus,select:focus,textarea:focus{outline:2px solid #b8d0dd;border-color:var(--blue)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.small{font-size:.82rem;color:var(--muted)}footer{background:var(--navy);color:#fff;padding:36px 0}footer p,footer a{color:#dce5eb}footer .navlinks{margin-top:12px}
@media(max-width:900px){.cards{grid-template-columns:repeat(2,1fr)}.hero-grid,.two{grid-template-columns:1fr}.hero{padding:48px 0}.visual-slot{min-height:220px}}
@media(max-width:560px){.nav{align-items:flex-start;flex-direction:column}.navlinks{gap:10px;font-size:.82rem}.cards,.facts,.form-grid{grid-template-columns:1fr}section{padding:46px 0}.hero{padding:38px 0}.btn{width:100%}}